How do I use my approval?
- Log in or create an account.
- Click on your approval on the dashboard.
- Follow the instructions
Set up online access
Scan for the app
What are the benefits of lease to own?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. Not available in MN, NJ, VT, WI, WY. Standard agreement offers 12 months to ownership. 90-day and another early purchase options cost more than te retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease, you must call 877-898-1970. Retailer cannot activate early purchase options.
What items are available to lease?
Furniture, electronics, and appliances - just to name a few.
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Mattresses
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Furniture
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Car Audio & Tire
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Electronics
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Jewelry
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Mobile Devices
How is a lease different?
How is a lease different than a credit transaction, financing, or a loan?
Progressive Leasing’s lease-to-own option is not credit. With a credit transaction, financing, or a loan, you make a purchase with borrowed money that must be repaid, often with interest.
With a lease-to-own agreement, we purchase the items you select from the retailer. Then, you sign a lease-to-own agreement to lease that merchandise from Progressive.
Progressive owns the merchandise, and you take ownership after making all standard lease payments or through an early purchase option.
*Total Cost of Leasing = Price of the item + Cost of Leasing + Tax
How soon until I own my items?
Pick the right option for you.
12 Months
This is the standard lease length. This option will have the lowest monthly payment amount.
Custom
You can schedule your payments around your pay days. Just give us a call.
90 Days*
This option saves you the most money but will have the highest monthly payment.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. Not available in MN, NJ, VT, WI, WY. Standard agreement offers 12 months to ownership. 90-day and another early purchase options cost more than te retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease, you must call 877-898-1970. Retailer cannot activate early purchase options.
What if I can no longer afford my payments?
What if I need assistance with my payment schedule?
Give us a call and we'll help create a payment plan that works for you!
Hours
Monday - Friday: 8am - 7pm Eastern
Saturday: 10am - 6pm Eastern
Phone
877-898-1970
What if I want to cancel?
You can cancel anytime without any consequences.
We know life can throw curve balls, so we're here for you. If you can't make a payment, give us a call and we can work with you to figure out a solution.
Hours
Monday - Friday 8am - 7pm Eastern
Saturday: 10am - 6pm Eastern
Phone
877-898-1970
Does Progressive Leasing report to credit bureaus?
Does Progressing Leasing report to credit bureaus?
Applying with Progressive Leasing should impact your FICO score.
Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
What Is Lease-to-Own?
Lease-to-own is a way to get something and pay for it over time.
With Progressive Leasing, it's simple. You pay the item price + LTO Cost + Tax, and that's it!
You can pay weekly, every 2 weeks, twice a month, or monthly; whatever works for you!
Once the lease is paid off, the item is yours to keep (Standard agreement offers 12 months to ownership)