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You know what you need
We'll help you get it.
Shop at your favorite stores and enjoy convenient lease-to-own purchase options.
No credit needed.*
You know what you need, we’ll help you get it
Start by choosing a store near you. Then apply with no credit needed and no big upfront payments.
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
Our partners
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Shop at your favorite stores
With thousands of retail locations nationwide, you can enjoy convenient, flexible lease-to-own purchase options on items such as furniture, electronics, jewelry, tires & wheels, mobile devices, appliances, mattresses and more.
No credit needed*
We know a three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.
Our underwriting process allows us to consider everyone with less-than-perfect credit. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
Convenient Options
Convenient, automatic payment options
Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.
Get the App
Discover a new shopping experience.
Thousands of retail locations
Furniture, electronics and appliances - just to name a few.
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Mattresses
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Furniture
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Car Audio & Tire
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Electronics
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Jewelry
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Mobile Devices
What our customers are saying
Take it from those that know best.
“Easy to use and incredible customer support and love the 90-day option.”
Julie | Salt Lake City, UT
“I had a great experience from the start. I'll definitely use Progressive again.”
Hank | Dallas, TX
“Thank you for giving AMAZING customer service!”
Derrek | Brooklyn, NY