Last Revised: Aug 26, 2020

PLEASE READ THESE APPLICATION DISCLOSURE TERMS (“TERMS”) CAREFULLY. BY SUBMITTING THIS APPLICATION, THE USER AGREES TO BE BOUND BY THE TERMS SET FORTH BELOW. IF THE USER DOES NOT AGREE WITH THESE TERMS, PLEASE DO NOT SUBMIT THIS APPLICATION.

These Terms are an agreement between the user (“you,” “user,” or “visitor”) and Prog Leasing, LLC, and its affiliates, subsidiaries, and divisions (collectively “we,” “us,” “our,” or “Prog Leasing”). These Terms apply to our websites, kiosks, software, applications, and other online services that post or include a link to these Terms of Use (collectively, the “Progressive Platforms”).

The Terms include the E-Sign Disclosure, Privacy Policy, Terms of Use, and Arbitration Provision. The Terms contain the entire understanding between you and us with respect to the Progressive Platforms and no oral or written representation, statement, or inducement not contained herein shall bind either party. We reserve the right, at our sole discretion, to change, modify, add or remove any portion of these Terms, in whole or in part, at any time.

By submitting this application, the user is requesting Prog Leasing to review the information that the user provides and to create a lease agreement with the user as the lessee. Only individuals over eighteen (18) years of age may apply for a lease agreement. Prog Leasing will keep user information on file even if the user does not enter into a lease agreement with Prog Leasing.

The user authorizes Prog Leasing to forward application decisions to the retailer location that the user selects in the application and/or to the retailer location where the user’s application was entered.

The user promises that the information that the user provides on this application is accurate. The user authorizes Prog Leasing to verify this information and to obtain reports about the user from consumer reporting agencies. The user authorizes Prog Leasing to share information that Prog Leasing has about the user at any time for marketing and administrative purposes, as permitted by law. Upon request, Prog Leasing will tell the user if Prog Leasing has received a consumer report and the name and address of the agency that provided it. Prog Leasing may provide account information to the credit reporting agencies. Any of the above activity may impact the user’s credit score.

The user agrees that by providing the user’s mobile phone number, Prog Leasing has permission to contact the user at that number about the user’s account. The user’s consent allows Prog Leasing to use text messaging, artificial, or prerecorded voice messages, and automatic dialing technology for informational and account service calls. Such communication may include contact from companies working on Prog Leasing’s behalf to service the user’s accounts. Message and data rates may apply. The user may contact Prog Leasing at any time to change these communication preferences.