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Unlock Exclusive Savings with Prog Offers.
Shop the best deals from top retailers and get what you need with flexible payment options. The offers won't last forever—take advantage while they're here!
Deck the halls...and your dining and living room. Shop holiday deals on every aisle and discover your new favorites! Find your store today.
You want it, we've got it! Gift yourself or others on your list the newest iPhone 17 Pro for just $1 initial payment1 and make the season jolly.
Offer valid 11/14/25 - 01/08/26
Holiday deals at Lowe's with Lease-to-Own. Still need gifts? We've got you with new weekly deals at Lowe's.
Shop Mattress Firm's Once-a-Year Sale & Clearance and get up to 60% off plus get a free adjustable base on select mattresses from top brand like Sealy!2
Offer valid 12/10/25 - 01/20/25
Bring the bling! Get Up to 50% OFF3a Select Styles at Zales! Plus, $1 initial payment3b for a limited time!
Up to 50% OFF valid 12/08/25 - 01/01/26. $1 Initial Payment ends 12/24/25.
Your sparkle awaits! Shop The Big Holiday Sale & Get Up to 50% OFF4a Limited-Time Deals at KAY! Plus, get started with just a $1 initial payment!4b
Up to 50% OFF valid 12/08/25 - 12/14/25. $1 Initial Payment ends 12/24/25.
Unwrap joy this season! Make it a holiday to remember and shop 20% off5 fashion jewelry and gifts at Jared Jewelers.
Offer valid 12/02/25 - 12/11/25.
It's the perfect time to shop with a $1 Initial Payment!6 Take advantage of this limited time offer at Guitar Center!
Offer valid 12/04/25 - 12/24/25.
Shop the Great Big Mega Super SALE. No minimum purchase. Save 20-60% OFF7storewide on bestsellers, Doorbusters and more.
Offer valid 12/09/25 - 01/05/26. Not available in all states.
Take advantage of big savings this holiday season at Raymour & Flanigan! Furnish your home today with top-rated pieces for only a $1 initial payment.8
Offer valid 09/09/25 - 12/31/25. Not available in all states.
Stay safe this winter! Discover tire deals and rebates from top brands for reliable cold-weather performance. Get started today with a $1 initial payment.9
Offer valid 11/27/25 - 12/27/25.
Make a statement at REEDS Jewelers. Take home your purchase today with just a $1 initial payment10 (plus tax)!
Offer valid 12/01/25 - 12/31/25.
The holidays are here! Apply in the app and shop Amazon's top deals on gifts, décor, and more. Lease now and make holiday shopping easy.
Holiday savings are on! Apply in the app and shop Walmart's limited-time deals on gifts, gadgets, and essentials. Get what you need now.
Bring joy with tech this season! Apply in the app and shop Apple for iPhones, iPads, AirPods, and more. Lease now and make holiday gifting easy.
Make your home holiday-ready! Apply in the app and shop Wayfair's best deals on furniture, décor, and more. Lease now and pay over a 12-month lease agreement.
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
2Offer valid 12/10/25 - 01/20/26. Savings vary by brand, size and model. Selection varies by store and while supplies last. Other restrictions apply. Receive a free Sleepy's Basic Adjustable Base with qualifying purchase. Offer not valid on previous purchases and has no cash value. Exclusions apply. See store or website for details.
3aOffer valid December 8 - January 1, 2026. Prices shown reflect additional savings and cannot be combined with any other offer or coupon. While supplies last. See Jewelry Expert for details.
3bThe initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 12/05/25 - 12/24/25. See Jewelry Expert for details.
4aOffer valid while supplies last. Excludes previous purchases. Cannot be combined with any other offer. Promotions, prices, styles and availability may vary by store and online. See Jewelry Expert in-store or chat with an Expert online for details. Offer Valid through 12/14/25 at 11:59 PM ET.
5Offer valid 12/02/25 - 12/11/25. Excludes Bridal items, Timepieces & accessories, clearance, loose diamonds, Jared Atelier, Shy Creation, Yoko, ingots, event merchandise, previously owned merchandise, jewelry cleaning items, specially priced items, new arrivals, gift cards, custom items, charity items, warranties, repairs, purchases made with trade-ins and previous purchases. Excludes A. Link online only. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online.
6The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 12/04/25 - 12/24/25.
7Sale offer expires 01/05/26. Valid online at valuecityfurniture.com and americansignaturefurniture.com or at participating Value City Furniture and American Signature Furniture stores. Excludes Doorbusters, Mattress BOGO, Special Buys, Tempur-Pedic, Sterns & Foster, Sealy Elite Mattresses, Extended Financing, Other Offers & Coupons, Clearance, Closeouts, Final Sale, previous purchases, gift cards, delivery charges, or Pure Promise.
8The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 09/09/25 - 12/31/25.
9The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 11/27/25 - 12/27/25.
10The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 12/01/25 - 12/31/25.
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