No Credit Needed**

  • You can apply for the lease to own program even if you have imperfect credit
  • Approval is based on many factors, including income and banking history

**Progressive Leasing obtains information from credit reporting agencies. Not all applicants are approved.

Instant Decision

  • The application process takes just a few minutes and can be completed online or in a participating store. You will receive an instant decision upon completing the application
  • You’ll need your routing number and account info for an active checking account
  • You must be 18 years or older with a valid social security number or ITIN and have a credit or debit card

Convenient Payment Options

  • 12 month standard agreement: Lowest recurring payment option. Acquiring ownership by leasing costs more than Ashley HomeStore’s cash price
  • 90 day purchase option: Lowest cost of ownership
  • Early buyout: Pay off your lease early to receive a discount on remaining lease amount. If you’re interested, call Progressive Leasing at 1-877-898-1970 for more details.

 

Shop with your lease at Ashley HomeStore

Easy as 1-2-3

  1. Apply for your lease.
    • Once approved, go shopping at your favorite stores
  2. Take your items home.
    • Take your merchandise home same day or arrange for delivery
  3. Simple, automatic payments.
    • Schedule your payments around your paydays
If you have additional questions regarding the lease-purchase option, please see Progressive Leasing’s FAQs.

Apply Now

*Not available in the following states: Minnesota, New Jersey, Vermont, Wisconsin, Wyoming or Puerto Rico.