Hooray! You can now lease-to-own from Raymour & Flanigan!
Get what you need now and own it in 12 months or less. No credit needed.*
How does lease to own work?
Leasing is easy as 1-2-3
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What are the benefits of LTO?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
So many incredible options!
Style your whole home without the wait! Progressive Leasing makes it easy to shop Raymour & Flanigan’s top furniture collections.
Living Room
Make every seat the best seat in the house with a new living room setup. Shop sectionals, recliners, coffee tables, and more!
Home Office
Build your ideal home office with pieces that blend form and function. Explore desks, file cabinets, and supportive chairs made for productivity.
Bedroom
Turn your bedroom into a retreat with furniture that balances comfort and style. Find beds, nightstands, and top mattress brands at Raymour & Flanigan.
Patio
Take it outside with Raymour & Flanigan’s outdoor must-haves. Shop patio sectionals, bistro sets, and all-weather seating for any space.