Hooray! You can now lease-to-own from Raymour & Flanigan!
Get what you need now and own it in 12 months or less. No credit needed.*
How does lease to own work?
Leasing is easy as 1-2-3
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What are the benefits of LTO?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
So many incredible options!
Style your whole home without the wait! Progressive Leasing makes it easy to shop Raymour & Flanigan’s top furniture collections.
Living Room
Make every seat the best seat in the house with a fresh living room setup. Shop sectionals, recliners, coffee tables, TV stands, and more – all made for relaxing and entertaining.
Bedroom
Create a restful escape with bedroom furniture that brings softness, structure, and a personal touch. Find beds, dressers, nightstands, and more – all in one place.
Dining Room
Gather around with dining sets built for everyday meals and special occasions. Explore tables, chairs, and storage pieces that bring people together in style.
Mattresses
Sleep better, live better – with top-rated mattresses, trusted brands, and comfort levels for every sleeper. Shop memory foam, hybrid, adjustable bases, and more.