Hooray! You can now lease-to-own from Living Spaces!
Get what you need now and own it in 12 months or less. No credit needed.* Apply in-store to get started!

How does lease to own work?
Leasing is easy as 1-2-3

Apply for your lease
Once approved, go shopping at your favorite stores.

Take your items home
Take your merchandise home same day or arrange for delivery.

Simple, automatic payments
Schedule your payments around your paydays.
What are the benefits of LTO?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
So many incredible options!
Make your space feel like home! Shop furniture, décor, and more at Living Spaces with help from Progressive Leasing. Apply in-store to get started!

Living Room
Create a living room you’ll love coming home to. Shop sofas, recliners, and storage solutions at Living Spaces

Bedroom
Upgrade your sleep setup with cozy beds, modern dressers, and supportive mattresses. Find comfort that looks as good as it feels.

Dining Room
Bring back family dinners with a stylish new dining set. Shop extendable tables, dining & counter height sets, and multiple seating solutions.

Home Office
Refresh your workspace with desks, chairs, and shelves designed for productivity and comfort.