Celebrate life's most meaningful moments
From engagement rings and wedding bands to gifts, watches, and everyday jewelry, Kay Jewelers helps you celebrate every milestone. With Progressive Leasing, you can take home the pieces you love today with flexible lease-to-own options.
Locations Near You
No Credit Needed*
There's no credit needed to apply for the lease-to-own purchase option.
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Pay off early and save***
Paying your lease off early will save you money on the total cost of leasing.
***Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
Top Categories
Engagement Rings
Celebrate your love story with rings designed for one of life's most meaningful moments.
Wedding Bands
Timeless styles that symbolize commitment, connection, and lasting memories.
Necklaces
Find meaningful designs that add the perfect finishing touch to every occasion.
Earrings
From everyday staples to statement pieces, discover styles you'll love to wear.
Bracelets
Elegant designs created to celebrate milestones, memories, and personal style.
Watches
Classic and modern watches designed for life's most important moments.
Diamond Jewelry
Discover pieces that bring lasting brilliance to every celebration.
Gifts
Find thoughtful gifts that make every milestone even more memorable.
Engagement Rings
Celebrate your love story with rings designed for one of life's most meaningful moments.
Wedding Bands
Timeless styles that symbolize commitment, connection, and lasting memories.
Necklaces
Find meaningful designs that add the perfect finishing touch to every occasion.
Earrings
From everyday staples to statement pieces, discover styles you'll love to wear.
Bracelets
Elegant designs created to celebrate milestones, memories, and personal style.
Watches
Classic and modern watches designed for life's most important moments.
Diamond Jewelry
Discover pieces that bring lasting brilliance to every celebration.
Gifts
Find thoughtful gifts that make every milestone even more memorable.
Jewelry for every milestone
^The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 10/22/26 - 10/25/26. ^^Off ticketed price. Excludes Armani Exchange, Bulova Frank Sinatra, Bulova Marc Anthony, Bulova Archive Series, Casio, Coach, Fossil, Hamilton, Hugo Boss, Mido, Movado, Tissot, Citizen Premier, Frederique Constant watches, and select JBW watches, smartwatches, watchbands, loose diamonds and gemstones, Le Vian® Vault online collection, KAY Signature™, Lashbrook®, Rocksbox charm necklaces, JAXXON, clearance, closeouts, previously owned styles, Limited Time Specials, specially priced styles, special events, custom design from scratch jewelry, jewelry cleaning items, charity items, protection plans, repairs, services, gift cards, and previous purchases. Offer may exclude certain new items, designer brands, and licensed or exclusive collections. Promotions, prices, styles and availability may vary by store and online. Extra 10% off valid for select styles only and is not combinable with any coupons, but is combinable with 25-40% off Everything promotion prices. Excludes trade-ins. Extra 10% off applied in cart online on select styles only. Minimum purchase amounts do not include taxes and shipping. Cannot be combined with any other offer. See Jewelry Expert in-store or chat with an Expert online for full details. Offer valid through 10/30/26 at 11:59 PM ET.